A large private limited company managing a fragmented treasury corpus alongside promoter family investments.
Wealth Management Focus
- Treasury efficiency, liquidity planning, and strategic diversification across corporate and promoter portfolios.
Challenges
- Surplus deployment strategy remained unstructured across group entities.
- Absence of centralized oversight across group and promoter portfolios.
- Treasury decisions lacked alignment with working capital and business cycles.
- No consolidated view of treasury performance across banks and entities.
- Overlapping investment choices led to concentration in similar underlying securities across entities.
- Investment approach varied across market cycles, underscoring the need for a consistent framework.
How We Helped
- Built a rolling liquidity map to strategically segment the corpus.
- Streamlined reporting for group-level investment performance.
- Mapped current exposure, eliminated overlaps, and introduced higher-yield short-duration instruments.
- Aligned liquidity and working capital decisions with business cash cycles.
- Segregated corporate and promoter portfolios with tailored strategies for each.
- Implemented a consistent investment framework across market cycles, balancing caution with opportunity.